New London County, Connecticut
We buy houses in Old Lyme, CT
About a third of Old Lyme's housing units sit empty much of the year, many of them shoreline cottages. We buy Old Lyme beach houses and inland homes for cash, sewer project and all.
Local Old Lyme cash home buyer
Beach cottages, an old village and the mouth of the river
Old Lyme sits where the Connecticut River meets Long Island Sound. Its population is about 7,644, but it has about 4,557 housing units, and the Census counts 32.2% of them as vacant. Many are summer cottages in beach areas like Sound View.
Houses here are older than in most shoreline towns. The median single-family home was built in 1963, about 45% predate 1960, and 20% predate 1940. Colonials and ranches are close to even, about 24% and 23%.
The state counted 140 sales last year with a median of $580,000, and single-family homes sold for a median of $585,000.
Taxes are low. At a mill rate of 16.86, a house near the median pays about $6,900 a year, about $580 a month.
Jerryll NoordenOwner, We Buy Houses In Connecticut
Who you deal with
Jerryll Noorden and his team buy houses throughout Connecticut, shoreline cottages like the ones in Old Lyme included.
- 90+ houses bought In and around Connecticut
- 10+ years in business Buying houses since 2016
- ~2 weeks typical time to close
How selling your Old Lyme, CT house to us works, day by day
A typical Old Lyme sale, from your first message to the day you get paid, takes about two weeks. You can slow any step down, and nothing moves until you say so.
- Day 1
Tell us about the house or cottage
Call (203) 529-4712 with your 06371 or 06376 address. Mention if it is seasonal or in the Sound View sewer area.
- Days 2–5
Photos or a walkthrough
Phone photos get an offer in about 10 to 20 minutes during business hours. A walkthrough takes 15 to 20 minutes.
- When you say yes
A Connecticut closing attorney takes over
The attorney handles title, the conveyance tax, any sewer assessment and any Niantic Regional Probate Court filing.
- Your closing date
Get paid at closing
Closing is usually about 2 weeks out, or on your date. The mortgage and any unpaid Old Lyme tax are paid off, and the rest goes to you.
Before you decide anything
See exactly how we make your offer
The full walkthrough: how we price a Old Lyme house, the formula behind every offer, and a real case study with the numbers.
Want your offer even faster? Send us photos.
No waiting for someone to come look at the house. Photos from your phone are all we need to make you a real, all-cash offer.
Next, we’ll ask for the address and where to send your offer.
- 1Point your phone camera at the code.
- 2Humphrey shows you where to stand for every photo.
- 3Get your offer. About 20 minutes total.
We may bring in a partner buyer to close. Your price and terms don't change.
Run your Old Lyme numbers
What would you keep: listing or a cash sale?
Old Lyme single-family homes sold for a median of $585,000 last year, so use your own numbers below to see what you would net.
How much would you walk away with?
Slide the numbers to match your house. It works in your browser; nothing is saved or sent.
Estimates for planning. Conveyance tax per CGS 12-494 (state 0.75% up to $800,000, 1.25% to $2.5M, 2.25% above, plus the town rate). Seller attorney about $1,200 to $1,500; flat-fee MLS about $400; listings include three months of taxes, insurance and utilities, a cash sale about two weeks. Your attorney gives you the final numbers.
Know your house
Old Lyme houses: the facts that change your sale
A few numbers that shape what selling an Old Lyme house looks like.
- Two- to four-family homes
- 4.0%
- Built before 1940
- 17.9%
- Rented, not owner-lived
- 11.2%
of Old Lyme homes. Most (93.4%) are single-family houses; we buy both, with tenants in place.
U.S. Census ACS 2020u20132024of Old Lyme homes. Older or not, we price the repairs in and you fix nothing.
U.S. Census ACS 2020u20132024of Old Lyme homes are rented. If yours is one of them, we buy it with the tenants in place.
U.S. Census ACS 2020u20132024Selling in Old Lyme
What is different about selling a house in Old Lyme
Old Lyme sits where the Connecticut River meets Long Island Sound, with summer cottages and beach neighborhoods along the shore and older homes inland and in the historic village. Shoreline homes in Sound View and nearby beach areas are part of a sewer project that replaces septic systems, which affects both costs and planning for a sale.
- Revaluation schedule
- Coastal area town
- Sound View sewer project
- Old Lyme Historic District
- Flood map date
Old Lyme's last revaluation took effect October 1, 2024, and the next is scheduled for October 1, 2029.
OPM revaluation schedule 2023-2037Old Lyme is one of the 36 towns in Connecticut's coastal area under the Coastal Management Act. Property inside the coastal boundary, which follows the FEMA 100-year coastal flood zone or 1,000 feet from shore, needs coastal site plan review for many changes.
CT General Statutes Sec. 22a-94Homes in the Sound View Beach and Town Area B sewer project will need to hire a contractor to run a lateral to the house and abandon the existing septic system, which the WPCA chair estimates at $4,000 to $5,000 per home, plus usage-based user fees. Buildable empty lots of 10,000 square feet and up are assessed as well.
Town of Old Lyme, Sound View Beach and Misc. Town Area B Sewer ProjectOld Lyme has a local historic district, the Old Lyme Historic District. Its Historic District Commission issues Certificates of Appropriateness and publishes guidelines, including "like for like" exceptions, for exterior work.
Town of Old Lyme, Historic District CommissionThe FEMA flood insurance rate map in effect for Old Lyme dates from August 5, 2013, per FEMA's Community Status Book (report of October 27, 2026). Before listing, look up the parcel's flood zone on FEMA's Flood Map Service Center.
FEMA Community Status Book, ConnecticutWhat Old Lyme houses usually need
- Sewer laterals in Sound View
- Coastal review
- Historic district work
- Old heat and cottage systems
Homes in the Sound View Beach and Town Area B sewer project must run a lateral and abandon the septic. The WPCA chair estimates $4,000 to $5,000 per home, plus user fees. We buy before or after.
Inside the coastal boundary, many changes need coastal site plan review. A buyer planning work may wait. We do not.
In the Old Lyme Historic District, exterior work needs a Certificate of Appropriateness. We buy the house as it is.
About 56% of single-family homes heat with oil and 24% with electric. Old systems in cottages are fine with us.
Why a quick cash sale can suit an Old Lyme house
The sewer project is the big one for beach owners. Running a lateral and closing the septic is a cost and a project that a seller has to plan for. A cash sale lets you skip that and hand it to us.
Coastal rules are another. Old Lyme is one of the 36 towns in Connecticut's coastal area, and the boundary follows the FEMA 100-year coastal flood zone or 1,000 feet from shore. The flood map in effect dates from August 5, 2013. Buyers with lenders may need flood insurance; a cash buyer does not.
For owners of a seasonal place they rarely use, carrying the tax, insurance and upkeep year after year can add up. Old Lyme's next revaluation is October 1, 2029.
Behind on payments or taxes
Facing foreclosure or a tax lien in Old Lyme?
Old Lyme's tax bill is lower than most at about $6,900 a year near the median, but it still adds up when it is late. Overdue Connecticut property tax adds 1.5% a month, 18% a year, and the town can lien the house.
If the mortgage is behind too, Connecticut mostly uses strict foreclosure, and the Superior Court sets a Law Day. A cash sale before then pays the lender and the town at closing, and you keep the rest.
Selling before foreclosure in Connecticut → Selling a house with tax liens →
Whatever is going on
We buy Old Lyme houses in any condition, in any situation
Facing foreclosure in Old Lyme
If an Old Lyme mortgage is behind, a cash sale before the Law Day can pay off the lender and protect your equity.
Read the guide →Inherited a house in Old Lyme
Estates here go through the Niantic Regional Probate Court. We work with the executor and attorney and buy a family cottage with its contents.
Read the guide →A house that needs work
Storm damage, an old septic or a cottage never built for winter is fine. We buy it as it stands.
Read the guide →Tenants or a rental you are done with
About 11.2% of Old Lyme homes are rented. We buy rentals with the tenants in place.
Read the guide →Going through a divorce
A written cash offer gives both owners one number for the house or the cottage, and we close on your date.
Read the guide →Moving out of Old Lyme
If you are leaving the shoreline, we close when it suits you so the house does not sit empty another season.
Read the guide →Get a feel for your sale
before you talk to anyone.
Type your address. Your forecast shows where your house stands and how a sale would likely go. No appointment and no obligation.
You do not have to talk to anyone to find out. The forecast is built for sellers who want the numbers first and the conversation later, if at all.
Sellers near Old Lyme
What Connecticut homeowners say
“Jerryll and his team have been nothing but exceptional. We needed to sell our home fast, and they simply bought it, no issues. Glad I found you!”
“They were great! Why? Because the deal was smooth, fair, and went through with complete consideration of my needs as the seller of the property.”
Daniel GrayWaterbury, CT“My aunt needed money for medical expenses and the house was an absolute wreck! They came along, and the house was sold. Got the money I needed. Every time I think about it I want to hug you!”
CindyMeriden, CTSee the house together.
Pick a time that works.
Choose a time for us to walk through the property with you, or ask for a quick call first. We confirm every request personally.
Tuesday, January 13
No open times in the next few weeks. Please call us.
We will confirm by email. Nothing is booked until we do.
View my requestOld Lyme questions
Selling a house in Old Lyme: straight answers
How much is a house worth in Old Lyme, CT?
The median Old Lyme sale price was $580,000 across 140 sales (Oct 2023u2013Sep 2024, Connecticut OPM sales data). Your house depends on its condition and street; our written offer shows the math.
What are property taxes in Old Lyme?
Old Lyme's mill rate is 16.86 for fiscal 2027. On a typical Old Lyme house that is about $6,900 a year, or $580 a month, which you keep paying until the house sells.
How much conveyance tax will I pay selling in Old Lyme?
Connecticut charges the seller a state conveyance tax (0.75% on the part of the price up to $800,000) plus a municipal tax: Old Lyme is at the standard 0.25%. On a $580,000 sale that is about $5,800. Our offer shows it up front.
My Sound View cottage is part of the sewer project. Can I sell before I hook up?
Yes. We buy it before the lateral is run and the septic is abandoned, and take on that cost ourselves.
Is my house in the coastal boundary?
The boundary follows the FEMA 100-year coastal flood zone or 1,000 feet from shore. If yours is inside it, many changes need coastal site plan review. A sale to us does not.
What do Old Lyme houses sell for?
The state's data shows a single-family median of $585,000 over the last year. Your offer depends on your house, and we show you the math.
How much is the property tax?
Old Lyme's mill rate is 16.86, one of the lower ones. A house near the median pays about $6,900 a year, around $580 a month.
Do you buy in Black Hall and South Lyme?
Yes. We buy anywhere in town, in both 06371 and 06376.
Which probate court handles an inherited house in Old Lyme?
Estates of Old Lyme residents go through the Niantic Regional Probate Court. The executor or administrator it appoints can sell the house, and we work with the estate attorney on the timing.
Nearby
