New London County, Connecticut
We buy houses in East Lyme, CT
East Lyme runs from the beach village of Niantic to inland neighborhoods like Flanders, with seasonal cottages, septic lots and shoreline flood zones in between. We buy East Lyme houses for cash, in whatever shape they are in.
Local East Lyme cash home buyer
Niantic cottages to inland Colonials
East Lyme had 302 sales from October 2024 to September 2025, an overall median of $475,000, up about 4%. Single-family homes ran higher, with a median of $487,000, and condos sold around $400,000. It is a steady market, but a shoreline house with a flood or septic question still takes longer to sell.
Colonials are the most common style at 29%, then Ranches at 24% and Cape Cods at 14%. The median house was built in 1967 and runs about 1,847 square feet with 3 bedrooms. About 35% of single-family homes date from before 1960.
Around 10% of the town's housing is held for seasonal or occasional use, and about 24.4% of homes are rented. Between beach cottages, summer rentals and year-round houses in Pine Grove, Crescent Beach and Black Point, sellers here come with very different houses and timelines.
Jerryll NoordenOwner, We Buy Houses In Connecticut
Who you deal with
Jerryll Noorden and his team buy houses across East Lyme, from Niantic cottages to inland Ranches, with the math written out.
- 90+ houses bought In and around Connecticut
- 10+ years in business Buying houses since 2016
- ~2 weeks typical time to close
How selling your East Lyme, CT house to us works, day by day
A typical East Lyme sale, from your first message to the day you get paid, takes about two weeks. You can slow any step down, and nothing moves until you say so.
- Day 1
Tell us which part of town
Niantic, Flanders, Pine Grove, Black Point or inland, give us the address and whether it is a year-round home or a seasonal cottage.
- Days 2–5
Send photos or meet us
Phone photos bring an instant offer, usually in 10 to 20 minutes in business hours. Or we tour in 15 to 20 minutes, even in the off-season.
- When you say yes
A closing attorney steps in
A Connecticut closing attorney handles the deed, payoffs and conveyance tax, and any Niantic Regional Probate Court papers for an estate.
- Your closing date
Funds at closing
The mortgage and any open East Lyme tax are paid from the sale and you get the rest, usually about 2 weeks out or on the date you choose.
Before you decide anything
See exactly how we make your offer
The full walkthrough: how we price a East Lyme house, the formula behind every offer, and a real case study with the numbers.
Want your offer even faster? Send us photos.
No waiting for someone to come look at the house. Photos from your phone are all we need to make you a real, all-cash offer.
Next, we’ll ask for the address and where to send your offer.
- 1Point your phone camera at the code.
- 2Humphrey shows you where to stand for every photo.
- 3Get your offer. About 20 minutes total.
We may bring in a partner buyer to close. Your price and terms don't change.
Run your East Lyme numbers
What would you keep: listing or a cash sale?
East Lyme's single-family median was $487,000; start there and subtract your payoff to see your net.
How much would you walk away with?
Slide the numbers to match your house. It works in your browser; nothing is saved or sent.
Estimates for planning. Conveyance tax per CGS 12-494 (state 0.75% up to $800,000, 1.25% to $2.5M, 2.25% above, plus the town rate). Seller attorney about $1,200 to $1,500; flat-fee MLS about $400; listings include three months of taxes, insurance and utilities, a cash sale about two weeks. Your attorney gives you the final numbers.
Know your house
East Lyme houses: the facts that change your sale
A few numbers that shape what selling an East Lyme house looks like.
- Two- to four-family homes
- 6.7%
- Built before 1940
- 12.0%
- Rented, not owner-lived
- 24.4%
- Median single-family sale
- $515,000
of East Lyme homes. Most (76.4%) are single-family houses; we buy both, with tenants in place.
U.S. Census ACS 2020u20132024of East Lyme homes. Older or not, we price the repairs in and you fix nothing.
U.S. Census ACS 2020u20132024of East Lyme homes are rented. If yours is one of them, we buy it with the tenants in place.
U.S. Census ACS 2020u20132024across 177 arms-length sales, Oct 2024u2013Sep 2025 (condo $400,000).
Connecticut OPM sales dataSelling in East Lyme
What is different about selling a house in East Lyme
East Lyme includes the beach village of Niantic, inland neighborhoods and shoreline communities with many seasonal homes. Seasonal cottages, septic versus sewer, and coastal flood zones are the local details that most often matter in a sale.
- Crumbling foundations
- Ledge Light Health District keeps septic records
- Flood insurance discount
- Seasonal homes
- Revaluation schedule
CRCOG's crumbling-foundation map (updated Sept. 2018) marks East Lyme only with self-reported, unconfirmed cases. It is outside the main affected area in north-central and northeastern Connecticut.
Capitol Region Council of Governments (CRCOG), Crumbling FoundationsEast Lyme's local health department is Ledge Light Health District, which keeps records for new and repaired septic systems, including as-built drawings. For homes not on public sewer, it also reviews additions, accessory structures and changes in use to make sure a code-complying septic repair area remains on the lot.
Ledge Light Health District, Septic SystemsEast Lyme takes part in FEMA's Community Rating System (Class 8), which lowers National Flood Insurance Program premiums for policies in town.
FEMA NFIP Community Status Book (OpenFEMA)About 10% of East Lyme's housing units are held for seasonal or occasional use, so second-home owners make up a real part of the market.
U.S. Census Bureau, ACS 2020-2024 5-year (via Census Reporter)Under the state Office of Policy and Management schedule, East Lyme's property revaluations fall in 2026, 2031 and 2036 (October 1 grand list years). That means this year's October 1, 2026 grand list carries new assessed values.
CT Office of Policy and Management, Revaluation Schedule 2023-2037What East Lyme houses usually need
- Winterizing a seasonal cottage
- Septic repair area
- Oil and electric heat
- Shoreline wear
A cottage built for summer may lack insulation or a heat source that works in January. We buy it as a summer house and handle the rest.
For homes off sewer, Ledge Light Health District checks that a code-complying septic repair area stays on the lot. An old system or a tight lot is part of our offer.
About 69% of homes heat with oil and 17% with electric. Old tanks and baseboard systems do not need replacing before you sell.
Salt air is hard on roofs, siding and windows. We look at the condition once and count it in.
When selling fast makes sense in East Lyme
Coastal flood zones matter here. East Lyme is in FEMA's Community Rating System at Class 8, which lowers flood insurance premiums, but a buyer still has to price a policy on a low-lying home. A cash sale does not wait on that quote.
This year's October 1, 2026 grand list carries new assessed values from the town's revaluation. At 28.95 mills, a $487,000 home pays about $9,870 a year, about $820 a month. Some owners of a second home they rarely use choose to sell rather than carry the new bill.
Behind on payments or taxes
Facing foreclosure or a tax lien in East Lyme?
On a $487,000 East Lyme home, the tax bill is close to $9,870 a year, and the new 2026 assessments may move it. Overdue Connecticut property tax adds 1.5% a month, or 18% a year, and the town can lien the property.
If the mortgage is behind too, Connecticut mostly uses strict foreclosure, with a Law Day set by the Superior Court. Selling to us before that date pays the lender and the back taxes at closing.
Selling before foreclosure in Connecticut → Selling a house with tax liens →
Whatever is going on
We buy East Lyme houses in any condition, in any situation
Facing foreclosure in East Lyme
If an East Lyme mortgage is behind, we can buy before the court's Law Day and pay the lender off when we close.
Read the guide →Inherited a house in East Lyme
East Lyme estates go through the Niantic Regional Probate Court. We work with executors and attorneys and buy the house with its contents.
Read the guide →A house that needs work
A sagging deck, a wet crawl space or an old septic are fine. You do not fix anything before we buy.
Read the guide →Tenants or a rental you are done with
About 24.4% of East Lyme homes are rented, including summer rentals. We buy with year-round tenants in place and work around a booked season.
Read the guide →Going through a divorce
One written cash number, costs shown, gives both owners of an East Lyme house a fair place to start the split.
Read the guide →Moving out of East Lyme
If you are leaving the shoreline, we close on your schedule so you are not paying taxes and insurance on an empty cottage.
Read the guide →Your sale,
page by page
Read how your sale would go at your own pace: your market, recent sales and your walk-away numbers, in a forecast you can keep. No appointment, no pressure.
Built for sellers who want to understand how it works, what they would get and how fast, before anyone asks for a decision.
Sellers near East Lyme
What Connecticut homeowners say
“Jerryll and his team have been nothing but exceptional. We needed to sell our home fast, and they simply bought it, no issues. Glad I found you!”
“They were great! Why? Because the deal was smooth, fair, and went through with complete consideration of my needs as the seller of the property.”
Daniel GrayWaterbury, CT“My aunt needed money for medical expenses and the house was an absolute wreck! They came along, and the house was sold. Got the money I needed. Every time I think about it I want to hug you!”
CindyMeriden, CTSee the house together.
Pick a time that works.
Choose a time for us to walk through the property with you, or ask for a quick call first. We confirm every request personally.
Tuesday, January 13
No open times in the next few weeks. Please call us.
We will confirm by email. Nothing is booked until we do.
View my requestEast Lyme questions
Selling a house in East Lyme: straight answers
How much is a house worth in East Lyme, CT?
The median East Lyme sale price was $475,000 across 302 sales (Oct 2024u2013Sep 2025, Connecticut OPM sales data), up 4% on the year before. Your house depends on its condition and street; our written offer shows the math.
What are property taxes in East Lyme?
East Lyme's mill rate is 28.95 for fiscal 2027. On a typical East Lyme house that is about $9,870 a year, or $820 a month, which you keep paying until the house sells.
How much conveyance tax will I pay selling in East Lyme?
Connecticut charges the seller a state conveyance tax (0.75% on the part of the price up to $800,000) plus a municipal tax: East Lyme is at the standard 0.25%. On a $475,000 sale that is about $4,750. Our offer shows it up front.
Do you buy beach cottages in Niantic and Crescent Beach?
Yes, year-round homes and seasonal cottages, in 06333 and 06357.
Does East Lyme have crumbling foundation problems?
The CRCOG map from 2018 shows East Lyme only with self-reported, unconfirmed cases, outside the main affected area. If your foundation has problems for any reason, we still buy.
Will a flood zone stop the sale?
No. East Lyme's Class 8 rating lowers flood premiums, but we buy whether or not the house needs flood insurance.
What are taxes on a typical East Lyme home?
At 28.95 mills, a $487,000 house pays about $9,870 a year. The new 2026 grand list values can change that. Unpaid amounts are paid at closing.
My septic records are missing. Is that a problem?
No. Ledge Light Health District keeps septic records and as-built drawings, and we can work without them either way.
Which probate court handles an inherited house in East Lyme?
Estates of East Lyme residents go through the Niantic Regional Probate Court. The executor or administrator it appoints can sell the house, and we work with the estate attorney on the timing.
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