Sell Your House Before Foreclosure In ConnecticutSell before your Law Day and keep your equity
We buy Connecticut houses in foreclosure for cash, pay off the loan at closing and close in about two weeks, before your Law Day. Here is how a Connecticut foreclosure works, every option you have, and what selling to us looks like.
- No commissions Keep the 5–6% an agent would charge.
- No repairs Sell as-is. No cleaning, no fixing.
- Your closing date Close in about 2 weeks, or later.
- No obligation A free written offer. You decide.
Local Connecticut cash home buyer
We Buy Houses In Connecticut
Facing foreclosure? Selling your Connecticut house for cash takes just 3 steps, and we close before your Law Day.
If you are behind on your mortgage or you have already been served, you have more time and more options than the notice makes it feel like. Most Connecticut foreclosures are strict foreclosures: there is no auction, and if the debt is not paid by your Law Day, the house and any equity in it go to the lender. Until that day, you can still sell and keep what is left over.
We Buy Houses In Connecticut, LLC buys houses directly from homeowners for cash, in any condition, including houses in foreclosure. We contact your lender, pay off the loan at closing and close in about two weeks, before your Law Day. Whatever equity is left goes to you, not the bank.
Because we buy the house ourselves, there are no agents, no commissions, no showings and no repairs. You do not even have to clean. We walk through the house with you, show you exactly how we calculated our number, and give you a written, no-obligation cash offer. If you accept, a Connecticut closing attorney handles the paperwork and you choose the closing date: as fast as about two weeks, or later if you need time to move.
And if catching up on the loan, foreclosure mediation or listing with an agent would serve you better, we will tell you. Want the details first? See how our house buying process works.
Jerryll NoordenOwner, We Buy Houses In Connecticut
How a Connecticut foreclosure works
- 1
Missed payments and the EMAP notice
Before suing, the lender has to send you a notice about the Emergency Mortgage Assistance Program (EMAP). That is your first window to get help or plan a sale.
- 2
The lawsuit and the return date
Foreclosure in Connecticut goes through Superior Court. You are served with papers that list a return date.
- 3
Foreclosure mediation
If it is your home (1–4 family, owner-occupied), you can ask for the court’s free foreclosure mediation program. Mediation pauses the case while you and the lender look for a solution.
- 4
Judgment and your Law Day
If nothing is resolved, the court enters a judgment of strict foreclosure and sets a Law Day. In some cases with a lot of equity the court orders a foreclosure by sale instead.
- 5
After the Law Day
If the debt is not paid off by then, title passes to the lender. The house is gone, and so is your equity. A sale has to close before this date.
Meet your local buyer
Hi, I’m Jerryll.
Nice to meet you.
Together with my crew, I have been buying and bringing houses back to life all over Connecticut since 2016, helping homeowners in distress or in need, one house at a time.
Before real estate, I was a NASA robotics scientist, building exoskeletons that helped people with paralysis stand up and walk again. That work taught me what I still live by: behind every hard problem is a person who needs it solved, not a sales pitch.
When a house becomes too much, a foreclosure notice, a parent’s house full of memories, repairs you can’t afford, you deserve someone who shows up, tells you the truth, and does exactly what he says. That’s my promise to you.
- You deal with me, start to finish
- A written offer with the math behind it
- Straight answers, even when it is not us
- 90+ houses bought In and around Connecticut
- 10+ years in business Buying houses since 2016
- ~2 weeks typical time to close
What Connecticut Homeowners Say About Selling To Us
Real Sellers From Waterbury To Windsor
They were willing and able to answer my questions & concerns every step of the process. They were sensitive to my many concerns when it came to parting with my family home and showed me the finished product which I could never achieve on my own.
Rosemary Grady
My aunt needed money for medical expenses and the house was an absolute wreck! They came along, and the house was sold. Got the money I needed. Every time I think about it I want to hug you!
Cindy
Jerryll is a trustworthy and hard working person. He will treat you fairly. Everything I’ve seen of his work shows they care about what they do and the people they work with. You won’t be disappointed.
Rebekah Ouimette
They were great! – Why? – Because the deal was smooth, fair, and went through with complete “consideration” of my needs as the seller of the property. I have already recommended to other interested property owners in the area to give them a call.
Daniel Gray
Jerryll was great to work with. Honest, helpful, and always looking for creative ways to create win-wins. I wish everyone I dealt with was as upfront as Jerryll.
Jon Godes
Jerryll and his team have been nothing but exceptional. We needed to sell our home fast, and they simply bought it, no issues. Glad I found you!
Mel & Jay
How Do I Sell My House Fast In CT?
Selling your Connecticut house for cash is honestly quite easy. We eliminate the “middle man” (agents or banks). We do not depend on third-party approvals or inspections to buy your house. Remember, NEVER “low-ball” offers.
Fill In The Form
To Get Started
We’ll Call To Schedule
An Appointment
Receive Your
Free Written Cash Offer
Your photos are
the walkthrough.
Need your offer even faster? Instead of waiting for a visit, send pictures of each room. We price the repairs from them, so your offer reflects your actual house, not a guess.
CabinetsFlooring
Tub & tile
Floors
RoofWe may bring in a partner buyer to close. Your price and terms don't change.
Listing takes months.
Selling to us takes about 2 weeks.
A typical listing means getting the house ready, weeks of showings while it sits on the market, then waiting on the buyer’s loan to close. Selling for cash skips all of it.
About 4 months, start to closing
- Getting it ready30 days
- On the market55 days
- Buyer’s loan to closing35 days
* A listing usually brings a higher sales price. However, commissions, repairs, closing costs and months of payments all come out of it.
Close on the date you choose
- No showings or open houses
- No repairs or cleaning
- No waiting on a buyer’s loan
* A cash offer is usually below full retail price. However, nothing comes out of your pocket: no commissions, no repairs, no waiting and no uncertainty.
Dial marks are months
Example timeline for illustration. Actual times vary with the home and the local market.
Your honest options
Selling to us is one option, not the only one. Here is how they compare.
Catch up or refinance
Good when: Best if the hardship is over and you can pay the arrears.
Watch out: Hard if the missed payments, fees and legal costs keep piling up.
Modify the loan through mediation
Good when: Best if you want to keep the house and have steady income again.
Watch out: Takes time, and approval is never guaranteed.
List with an agent
Good when: Best if the house shows well and your Law Day is months away.
Watch out: Showings, repairs and a buyer’s loan all have to happen before the Law Day.
Sell to us for cash
Good when: Best if the date is close or the house needs work. We close in about two weeks, pay off the loan at closing and you keep the rest.
Watch out: You get less than a fully fixed-up listing would bring.
Selling To Us vs. Listing With An Agent
Selling your house for cash in Connecticut trades a top-dollar price for speed, certainty and simplicity. When you sell to a local cash home buyer like We Buy Houses In Connecticut, there are no agent commissions, no repairs, no cleaning and no showings, we pay the closing costs, and there is no buyer’s mortgage that can fall through at the last minute. You get a written cash offer with the math behind it, sell the house as-is, and choose your closing date: in about two weeks, or later if you need time to move. If your house needs work, you face a deadline like a Law Day or probate, or you simply want it done, a cash sale is often the smarter move. And if listing would net you more, we will tell you.
The Honest Pros And Cons Of A Cash Offer
Advantages
- Close in about 2 weeks, or on the date you pick
- Sell as-is: no repairs, no cleaning
- No agent commissions, and we pay the normal closing costs
- No buyer’s loan or appraisal that can fall through
- No showings or open houses
Disadvantages
- The offer is below full market value: you trade some price for speed and certainty
- If your house is updated and you have months to spare, listing usually nets you more
- You need to check the buyer: real reviews, proof of funds, a local closing attorney
| Selling to We Buy Houses In Connecticut | Listing with an agent | Selling it yourself | |
|---|---|---|---|
| Commissions | None | Typically 5–6% of the sale price | None, but you handle the marketing |
| Closing costs | Paid by us | Usually split with the buyer | Usually split with the buyer |
| Repairs | None. We buy as-is | Often required after the buyer’s inspection | Often required after the buyer’s inspection |
| Cleaning and showings | None | Many showings and open houses | You show the house yourself |
| Financing can fall through | No. We pay cash | Yes, if the buyer’s loan is denied | Yes, if the buyer’s loan is denied |
| Appraisal | Not needed | Usually required by the buyer’s lender | Usually required by the buyer’s lender |
| Time to close | About 2 weeks, or on your date | Typically 30–60 days after an accepted offer, plus time on the market | Varies widely |
| Sale price | Below full market value | Highest potential price | Market price, if it sells |
See the full cash buyer vs. realtor comparison, with a worked example in real numbers.
How we handle a foreclosure sale
- Send us the court papersWe look at your Law Day and the payoff the same day.
- A written offer with the mathIncluding the loan payoff, so you see exactly what you keep.
- Your attorney and ours talkThe closing attorney gets the payoff and coordinates with the lender’s attorney.
- Close before the Law DayUsually in about two weeks. The loan is paid off at closing.
What you keep
Equity is the difference between what the house is worth and what you owe, including the arrears, fees and the lender’s legal costs. In a strict foreclosure that equity is lost on the Law Day. In a sale, it is paid to you at closing. Even a modest amount can be the difference between a fresh start and starting over with nothing.
We Can Buy Your House No Matter Your Reasons For Selling!
Avoid agent commissions, closing costs, walk-throughs, open houses, uncertainties, or costly repairs. We buy houses, condos, and apartments all over Connecticut no matter what your reasons for selling are:
Houses in
such bad shape
Undesirable
locations
Mold, fire or
water damage
2+ Multifamily
house
No agents
or listings
Problem
tenants
Just want
a quick fast sale
Apartment
building
No Agent Fees, No Repairs, Closing Costs Paid
Here Is What We Take Off Your Plate
"I need to sell my house in Connecticut fast but I do not want to pay agent fees or wait months hoping the house will sell. I just want to sell my house in Connecticut and walk away with Cash in hand!"
Whether you're going through a foreclosure or divorce, or the house has simply become too much, we can help. There are no agent commissions and we pay the normal closing costs. Connecticut sellers normally still pay the conveyance tax; we show it in your numbers before you sign, so nothing comes as a surprise.
No Need To Clean
We buy houses as-is, in any condition. Take what you want and leave the rest: furniture, clothes, food in the fridge, a full basement. We handle the clean-out after closing, so you do not have to.
“Jerryll is a trustworthy and hard working person. He will treat you fairly. Everything I’ve seen of his work shows they care about what they do and the people they work with.”
Rebekah OuimetteNaugatuck, CT“The deal was smooth, fair, and went through with complete consideration of my needs as the seller of the property.”
Daniel GrayWaterbury, CT“Jerryll was great to work with. Honest, helpful, and always looking for creative ways to create win-wins. I wish everyone I dealt with was as upfront as Jerryll.”
Jon GodesClinton, CT“They were sensitive to my many concerns when it came to parting with my family home, and showed me the finished product which I could never achieve on my own.”
Rosemary GradyWaterbury, CTA Simpler Way To Sell Your CT House
We buy houses, multi-families and condos as they are. No judgment about the condition, and no work for you before the sale. Here is what selling to We Buy Houses In Connecticut looks like.
An Offer Within 30 Minutes Of The Walkthrough
You will get your offer right after the walk-through, and we'll show you how we calculate your offer.
Free Offer, Closing Costs Paid
The offer is free. We pay the normal closing costs; your conveyance tax is shown up front.
No Need To Clean
Take what you want, leave the rest. We'll take care of it all.
No Repairs, Sold As-Is
Skip the contractors. Repairs you make before selling rarely pay for themselves, and we often redo them anyway. We price the work into the offer and show you how.
No Agents, No Commissions
You sell directly to us, so there is no agent and no commission coming out of your sale.
Already Have An Offer? We Will Take A Look
Send it over. If we can do better, we will show you how; if we cannot, we will tell you to take it.
We Are Here To Help
Need Help Moving?
Moving is the hardest part of selling. We can help you plan it and take care of the logistics, so selling your house is one less thing to manage.
Need More Time?
Things come up. If you need a little longer after closing, you can stay in the house for up to a week, and we keep the lights on.
Need Help Cleaning?
You do not need to. Take what matters to you and leave the rest, whatever state it is in. We buy the house exactly as it stands and handle the clean-out ourselves.
Know where you stand,
on your own time.
Watch what homes around you sell for and how fast, so when you are ready, you already know your options.
Follow your numbers as the market moves, and decide when the timing is right.
Questions people in your situation ask
Can I still sell my house after a foreclosure judgment in Connecticut?
Usually yes, as long as the sale closes before your Law Day. If a sale is under contract, your attorney can ask the court to open the judgment and move the Law Day.
What is a Law Day?
The date the court sets in a strict foreclosure. If the debt is not paid by then, ownership passes to the lender.
What is Connecticut foreclosure mediation?
A free court program for owner-occupied 1–4 family homes. A mediator helps you and the lender look for a solution like a modification, a sale or more time.
Will selling stop the foreclosure?
Yes. The loan is paid off at closing, so the lender withdraws the case.
Do I pay anything to sell to you?
No commission and no fees. We pay the normal closing costs; the seller’s conveyance tax and your payoff come out of the proceeds, shown in writing first.
More guides on this
Where We Buy Houses In Connecticut
We buy houses in all 8 Connecticut counties: Fairfield, Hartford, Litchfield, Middlesex, New Haven, New London, Tolland and Windham. Cities, small towns and everything in between, in any condition. Not sure we cover your town? Call (203) 529-4712 and ask.
- Hartford
- New Haven
- Bridgeport
- Stamford
- Waterbury
- Norwalk
- Danbury
- New Britain
- Bristol
- Meriden
- Milford
- West Haven
- Middletown
- Norwich
- Shelton
- Torrington
- New London
- Naugatuck
- Wallingford
- Manchester
- East Hartford
- Hamden
- Groton
- Enfield
- Southington
- Windsor
- Cheshire
- Glastonbury
- Stratford
- Fairfield
Free help, whatever you decide
- Connecticut Judicial Branch Foreclosure Mediation Program
- CHFA’s Emergency Mortgage Assistance Program (EMAP)
- A HUD-approved housing counselor (free)
- Your own attorney: always worth a call before a Law Day
Tell us your Law Day. We will tell you what is possible.
A written offer with the math behind it. If selling to us is not your best option, we will say so.
Get my cash offerSee the house together.
Pick a time that works.
Choose a time for us to walk through the property with you, or ask for a quick call first. We confirm every request personally.
Tuesday, January 13
No open times in the next few weeks. Please call us.
We will confirm by email. Nothing is booked until we do.
View my requestSelling Your House In Connecticut Fast
We Buy Houses In Connecticut, LLC is the Connecticut cash home buyer with the most Google reviews. We buy houses in all eight counties in CT, (Hartford County, Litchfield County, New Haven County, Fairfield County, Tolland County Middlesex County New London County, and Windham County) and some parts of NY. Whether you are trying to avoid foreclosure, inherited a property you do not want, dealing with a divorce, or are fed up being a landlord dealing with tenants, we can help. If you need to sell your house in Connecticut fast, we pay cash for homes in CT, as-is, on your timeline.
A Free Written Offer, With The Math Behind It.
