New London County, Connecticut
We buy houses in Lyme, CT
In Lyme, about one house in six is listed as an Antique, every home is on septic, and most sit on lots of one to three acres. We buy Lyme houses for cash, old ones included, without asking you to fix a thing.
Local Lyme cash home buyer
Antiques on acreage along the river
Lyme is a small town on the east bank of the Connecticut River, and it looks the way it does by choice. Most of the town is zoned for one-, two- or three-acre lots, except the neighborhoods on the eastern and western shores of Rogers Lake. Almost all homes are single-family houses, about 98.6%.
The houses carry real age. Colonials are about 23% of single-family homes, Cape Cods about 20% and Antiques about 16%. Census data puts about 31.2% of Lyme homes before 1940. The average house is large, about 2,533 square feet with three bedrooms.
Sales are few. State records show 37 sales from October 2024 to September 2025, at a median of $690,000. With so few, the right buyer for an older house can take time to find.
Lyme's taxes are light for what houses cost. Lyme's mill rate is 14.5, so a median house pays about $7,000 a year, about $580 a month. About 75% of houses heat with oil and about 11% with electric.
Jerryll NoordenOwner, We Buy Houses In Connecticut
Who you deal with
Jerryll Noorden and his team buy older homes all over Connecticut, and Lyme's Antiques and septic-only lots are the kind of houses they are used to.
- 90+ houses bought In and around Connecticut
- 10+ years in business Buying houses since 2016
- ~2 weeks typical time to close
How selling your Lyme, CT house to us works, day by day
A typical Lyme sale, from your first message to the day you get paid, takes about two weeks. You can slow any step down, and nothing moves until you say so.
- Day 1
Describe the house
Call (203) 529-4712 and say whether the Lyme house is in Hadlyme, Hamburg or near Rogers Lake, and roughly how old it is.
- Days 2–5
Photos or a walk around
Phone photos of a Lyme house can bring an offer in about 10 to 20 minutes during business hours. For an older house on acreage, a 15 to 20 minute walkthrough often helps.
- When you say yes
A Connecticut attorney closes the Lyme sale
A Connecticut closing attorney handles the title, deed and conveyance tax. For an estate, we follow the Saybrook Probate Court's process.
- Your closing date
Payment at closing
Closing is usually in about 2 weeks, or on your date. Any mortgage and Lyme tax due are paid first, then the rest goes to you.
Before you decide anything
See exactly how we make your offer
The full walkthrough: how we price a Lyme house, the formula behind every offer, and a real case study with the numbers.
Want your offer even faster? Send us photos.
No waiting for someone to come look at the house. Photos from your phone are all we need to make you a real, all-cash offer.
Next, we’ll ask for the address and where to send your offer.
- 1Point your phone camera at the code.
- 2Humphrey shows you where to stand for every photo.
- 3Get your offer. About 20 minutes total.
We may bring in a partner buyer to close. Your price and terms don't change.
Run your Lyme numbers
What would you keep: listing or a cash sale?
Lyme's median sale was $690,000, so enter that in the calculator and see how a commission changes what you keep.
How much would you walk away with?
Slide the numbers to match your house. It works in your browser; nothing is saved or sent.
Estimates for planning. Conveyance tax per CGS 12-494 (state 0.75% up to $800,000, 1.25% to $2.5M, 2.25% above, plus the town rate). Seller attorney about $1,200 to $1,500; flat-fee MLS about $400; listings include three months of taxes, insurance and utilities, a cash sale about two weeks. Your attorney gives you the final numbers.
Know your house
Lyme houses: the facts that change your sale
A few numbers that shape what selling a Lyme house looks like.
- Two- to four-family homes
- 0.0%
- Built before 1940
- 31.2%
- Rented, not owner-lived
- 9.2%
- Median single-family sale
- $649,000
of Lyme homes. Most (98.6%) are single-family houses; we buy both, with tenants in place.
U.S. Census ACS 2020u20132024of Lyme homes. Old wiring, pipes and lead paint are common; we price them in and you fix nothing.
U.S. Census ACS 2020u20132024of Lyme homes are rented. If yours is one of them, we buy it with the tenants in place.
U.S. Census ACS 2020u20132024across 23 arms-length sales, Oct 2024u2013Sep 2025.
Connecticut OPM sales dataSelling in Lyme
What is different about selling a house in Lyme
Lyme is a small, rural town on the east bank of the Connecticut River, almost entirely single-family homes on large lots. Every home is on septic, and many houses are old.
- All septic, no public sewer
- Limited flood hazard areas
- Ledge Light Health District
- Seasonal homes
- Revaluation schedule
Lyme relies entirely on on-site septic systems, and the town has no plans for a public sewage system. Most of the town is zoned for one-, two- or three-acre lots, except the neighborhoods on the eastern and western shores of Rogers Lake.
Town of Lyme 2025 Plan of Conservation and DevelopmentLyme's mapped flood hazard areas lie along the Connecticut River and are limited to the marshes and the bottoms of steep hillsides.
Town of Lyme 2025 Plan of Conservation and DevelopmentLyme is served by the Ledge Light Health District, whose sanitarian is involved in the town's land-use review. The town plan ties new development to land that can support on-site septic and water supply.
Town of Lyme 2025 Plan of Conservation and DevelopmentAbout 8% of Lyme's housing units are held for seasonal or occasional use, so second-home owners make up a real part of the market.
U.S. Census Bureau, ACS 2020-2024 5-year (via Census Reporter)Under the state Office of Policy and Management schedule, Lyme's property revaluations fall in 2023, 2028 and 2033 (October 1 grand list years). The next one after this year is 2028.
CT Office of Policy and Management, Revaluation Schedule 2023-2037What Lyme houses usually need
- Antique house systems
- Septic, everywhere
- Oil heat
- Big-house upkeep
Old wiring, pipes and lead paint are common in Lyme's older homes. We price those into the Lyme offer, so you fix nothing.
Lyme relies entirely on on-site septic, with no plans for public sewer. An old system is a frequent inspection issue, and we buy without replacing it.
About 75% of houses run on oil. Old tanks and boilers are part of what we take on.
At about 2,533 square feet on average, roofs, siding and windows are costly to redo. We buy the house before that bill lands on you.
When a direct sale makes sense in Lyme
Second homes are part of the picture. About 8% of Lyme's housing is held for seasonal or occasional use, and about 15.3% of units are vacant at any time. If you inherited or no longer use a place here, the upkeep on a large old house and acreage keeps going.
Septic shapes what a buyer can do. The town plan ties new building to land that can support on-site septic and water, and the Ledge Light Health District's sanitarian is part of land-use review. A buyer hoping to add on may hesitate. We buy the house for what it is.
Flood risk is narrow here. Lyme's mapped flood hazard areas lie along the Connecticut River and are limited to the marshes and the bottoms of steep hillsides.
Behind on payments or taxes
Facing foreclosure or a tax lien in Lyme?
Lyme's mill rate of 14.5 is low, but a median house still owes about $7,000 a year. If that goes unpaid, Connecticut adds 1.5% a month, or 18% a year, and the town can lien the property. On a second home that sits empty, it is easy to fall behind.
With a mortgage in trouble, Connecticut mostly uses strict foreclosure. The Superior Court sets a Law Day, and after it the lender takes title. A sale before that protects your equity, and we pay the loan and back taxes at closing.
Selling before foreclosure in Connecticut → Selling a house with tax liens →
Whatever is going on
We buy Lyme houses in any condition, in any situation
Facing foreclosure in Lyme
If a Lyme mortgage is in foreclosure, we can close before the Law Day and pay off the lender, so the equity in your house is not lost.
Read the guide →Inherited a house in Lyme
Lyme estates go through the Saybrook Probate Court. We work with the executor and estate attorney and buy an old family house with everything still in it.
Read the guide →A house that needs work
An Antique with original wiring, a failing septic or a sagging barn is still a house we buy.
Read the guide →Tenants or a rental you are done with
Only about 9.2% of Lyme homes are rented. If you rent out a Lyme house, we buy it with the tenant there.
Read the guide →Going through a divorce
A written cash offer with every cost shown makes it easier for two owners to agree on a large, older house.
Read the guide →Moving out of Lyme
Moving from the river valley? Pick your date and leave what you do not want to move.
Read the guide →Agent or cash?
See what you keep.
Your forecast shows what an agent sale would leave you after commission, repairs and months of payments, next to a cash sale on your date. Compare them in private, with no one pushing you either way.
Nobody will push you toward either option. You get both sets of numbers in private and decide if, when and how you want to sell.
Sellers near Lyme
What Connecticut homeowners say
“Jerryll and his team have been nothing but exceptional. We needed to sell our home fast, and they simply bought it, no issues. Glad I found you!”
“They were great! Why? Because the deal was smooth, fair, and went through with complete consideration of my needs as the seller of the property.”
Daniel GrayWaterbury, CT“My aunt needed money for medical expenses and the house was an absolute wreck! They came along, and the house was sold. Got the money I needed. Every time I think about it I want to hug you!”
CindyMeriden, CTSee the house together.
Pick a time that works.
Choose a time for us to walk through the property with you, or ask for a quick call first. We confirm every request personally.
Tuesday, January 13
No open times in the next few weeks. Please call us.
We will confirm by email. Nothing is booked until we do.
View my requestLyme questions
Selling a house in Lyme: straight answers
How much is a house worth in Lyme, CT?
The median Lyme sale price was $690,000 across 37 sales (Oct 2024u2013Sep 2025, Connecticut OPM sales data). Your house depends on its condition and street; our written offer shows the math.
What are property taxes in Lyme?
Lyme's mill rate is 14.5 for fiscal 2027. On a typical Lyme house that is about $7,000 a year, or $580 a month, which you keep paying until the house sells.
How much conveyance tax will I pay selling in Lyme?
Connecticut charges the seller a state conveyance tax (0.75% on the part of the price up to $800,000) plus a municipal tax: Lyme is at the standard 0.25%. On a $690,000 sale that is about $6,900. Our offer shows it up front.
Do you buy Antique houses in Lyme?
Yes. Antiques are about 16% of houses here, and we buy them with their original systems and quirks.
Every house here is on septic. Do I need an inspection?
No. Lyme has no public sewer, and we expect septic. We look at the house and price in what it needs.
Do you buy around Rogers Lake?
Yes. We buy in Hadlyme, Hamburg, around Rogers Lake and anywhere in 06371 and 06439.
What are Lyme houses worth right now?
Single-family homes sold for a median of $649,000 across 23 arms-length sales in the last year. Your offer depends on your house, and we explain each number.
When does Lyme revalue?
Lyme revalued in 2023, and the next ones are 2028 and 2033.
Which probate court handles an inherited house in Lyme?
Estates of Lyme residents go through the Saybrook Probate Court. The executor or administrator it appoints can sell the house, and we work with the estate attorney on the timing.
