# Selling a House As-Is in Connecticut: Disclosures, Problem Properties, Buyers and the Real Math (2026 Guide) Source: https://webuyhousesinconnecticut.com/sell-house-as-is-connecticut/ Author: Jerryll Noorden, owner of We Buy Houses In Connecticut, LLC ((203) 529-4712) Updated: 2026-10-24 Facts checked: 2026-10-24 ## The short answer Selling a house as-is in Connecticut means your contract says you will not make repairs or give repair credits; it is a contract clause, not a disclosure waiver. You still owe the Property Condition Disclosure Report (or a $500 credit), the smoke and carbon monoxide affidavit (or $250) and the lead paint disclosure for pre-1978 homes, and you can be sued over known, serious defects you hide. Listing as-is usually pays more if a buyer can still get a loan; a cash sale wins on speed and certainty. Key takeaways - **Selling a house as-is in Connecticut is legal and common.** "As-is" is a term in your purchase contract: you will not make repairs or give repair credits. It is one route in [how to sell a house in Connecticut](/how-to-sell-a-house-in-connecticut/), not a separate legal process. - **As-is does not switch off disclosure.** You still owe the Property Condition Disclosure Report (or a $500 credit, CGS 20-327c), the smoke and carbon monoxide affidavit (or a $250 credit, CGS 29-453) and the federal lead paint disclosure for homes built before 1978. - **Paying the $500 credit does not protect you** from a lawsuit over a defect you knew about that significantly hurts the value, safety or useful life of the house (CGS 20-327c(b)-(c)). - **Who can buy depends on condition.** FHA and VA loans have minimum property standards; houses with structural, safety or heating problems often end up with conventional, renovation-loan or cash buyers. - **Investors price as-is houses with one formula:** after-repair value, minus repairs, minus their buying, holding and resale costs, minus profit. Know the numbers before you take an offer. - **As-is to a cash buyer is not always the best deal.** If a buyer can still get a loan, listing as-is with an agent usually nets more. If you have an open crumbling-foundation claim, the state's CFSIC program can be worth far more than a discount. ## What does selling a house "as-is" mean in Connecticut? Selling a house "as-is" in Connecticut means the contract says you will sell the house in its current condition, without making repairs or giving credits for what an inspection finds. It is a contract clause, not a legal status. It does not cancel the state's disclosure report, the smoke and carbon monoxide affidavit, the lead paint rule, or your liability for hiding a known defect. The phrase sounds more powerful than it is. In Connecticut, the house is sold through a written contract that the attorneys draft or review. "As-is" is simply language in that contract. The buyer agrees to take the property in the condition it is in on the day of the contract (the contract usually adds "reasonable wear and tear excepted" up to closing), and the seller is not obligated to fix anything the buyer's inspector finds. Three things are true of almost every as-is sale in Connecticut: - **The buyer can usually still inspect.** Most as-is contracts keep an inspection contingency. What changes is the remedy: the buyer can accept the house or walk away inside the inspection period, but cannot demand repairs. Some buyers waive the inspection entirely, which is common with experienced cash buyers. - **The buyer's lender still has rules.** If the buyer uses a mortgage, the appraiser and the loan program decide whether the house is acceptable. An as-is clause does not change a lender's minimum property standards. - **The seller's disclosure duties stay.** Connecticut's Uniform Property Condition Disclosure Act (CGS 20-327b to 20-327e) applies to sales of one- to four-unit homes, "with or without the assistance of a licensed real estate broker". There is no "as-is" exemption in the list of exempt transfers. ### As-is is a spectrum, not a switch In practice there are three levels of "as-is" in a Connecticut contract, and you should know which one you are signing: | Contract version | What the buyer can do after inspecting | Typical buyer | | --- | --- | --- | | Standard contract, with inspection contingency | Ask for repairs or credits, or walk away | Most retail buyers with a mortgage | | As-is with an inspection contingency ("for information only") | Accept the house or cancel inside the window; no repair requests | Retail buyers of fixer-uppers, some investors | | As-is, no inspection contingency | Nothing; the buyer is bound once the contract is signed (other contingencies aside) | Cash buyers and experienced investors | ### What national as-is guides get wrong about Connecticut Most pages that rank for this question are national templates. Here is what they get wrong, or leave out, for a Connecticut seller: | Template advice | What is true in Connecticut | | --- | --- | | "Selling as-is means you don't have to disclose problems." | False. The Property Condition Disclosure Report is required for most one- to four-unit sales (CGS 20-327b). Skipping it costs a $500 credit and still leaves you liable for known, serious defects (CGS 20-327c). | | "Buyers have a 15-day inspection period on an as-is contract." | No Connecticut statute sets an inspection period. The number of days is whatever your contract says. | | "FHA and VA loans can't be used on fixer-uppers." | Overstated. FHA and VA appraisals apply minimum property standards, so some houses fail, but many dated houses pass, and FHA's 203(k) program finances repairs. | | "Cash buyers pay 70% of market value." | The "70% rule" is a rule of thumb applied to the after-repair value, minus repairs. Applied to today's value it gives the wrong number. See how investors actually price. | | "Close with a title or escrow company." | Connecticut closings are run by attorneys (CGS 51-88a); there is no escrow-company closing. | | No mention of foundations, oil tanks or the smoke and CO affidavit. | These are the most common as-is issues in Connecticut: crumbling concrete foundations in the north-central and eastern part of the state, buried heating oil tanks, and the $250 affidavit credit (CGS 29-453). | ## Can you sell a house as-is in Connecticut, and should you? Yes, you can sell a house as-is in Connecticut: no law requires a seller to make repairs before a sale. Whether you should depends on how bad the problems are, whether a buyer could still get a mortgage, how much cash and time you have to fix things, and how soon you need to close. As-is makes the most sense when repairs are large, uncertain or impossible for you to manage. No Connecticut statute requires a seller to repair a house before selling it. The Uniform Property Condition Disclosure Act says the opposite in plain words: nothing in it requires "the seller of the property to secure inspections, tests or other methods of determining the physical conditions of the property" (CGS 20-327d). The law asks you to tell the truth about what you know. The market decides what that truth is worth. #### Selling as-is fits if… - Repairs would cost more than you have, or more than they add in value - The problem is structural, environmental or legal (foundation, buried tank, open permits) - The house was inherited, or you live out of state - You need to close by a date: a Law Day, a job move, a divorce agreement - The house is full of belongings you cannot clear - Tenants, fire or water damage make showings impractical #### Think twice if… - The house only needs cleaning, paint and small repairs - Similar houses near you sell quickly to buyers with mortgages - You have the cash and the months to do the work - You qualify for a crumbling-foundation claim with CFSIC - You plan to list it with an agent anyway (price it as-is, but list it) - Your first as-is offer is far below your own math In this example, fixing first nets about $43,200 more than the cash sale, and listing as-is nets about $37,400 more. Those are real differences, and if the house can be financed and you have the time, they are worth having. The cash route is "the pick" only when one of these is true: you do not have $62,000 and seven months; the house cannot pass a lender's appraisal, so the $270,000 buyer does not exist; a deadline (a Law Day, a probate or divorce date) makes months impossible; or the risk of a renovation going over budget, a buyer walking away or a second winter of carrying costs is worth more to you than the difference. ### Where the money goes **Fix it, then list** $62,000 repairs, 5% commission, conveyance tax, attorney, 7 months carrying **$249,400** **List as-is with an agent** sells for $270,000; commission, conveyance tax, attorney, $5,000 credit, 4 months carrying **$243,600** **Sell as-is for cash** sells for $210,000; conveyance tax, attorney, 2 weeks carrying **$206,200** You keepRepairs and creditsCommissionConveyance taxAttorneyCarrying costs Bars are drawn against the fixed-up price of $340,000, so the empty part of the as-is and cash bars is the discount for condition. Carrying costs assume about $1,000 a month in property tax, insurance and utilities and no mortgage payment (est.); if you are still paying a mortgage, the longer routes cost more. ### How long each route takes **Fix, then list**RepairsOn the marketTo closing **List as-is**On the marketTo closing **Cash buyer**About 2 weeks Today2 months4 months6 months8+ months Typical shapes, not promises. Renovations run over; a well-priced as-is listing can sell in weeks; contract to closing with a mortgage buyer usually takes 30 to 45 days. For more on timing, see [how long it takes to sell a house in Connecticut](/how-long-does-it-take-to-sell-a-house-in-connecticut/). ## How do you sell a house as-is in Connecticut, step by step? To sell a house as-is in Connecticut, find out what is wrong and what you know, gather the paperwork, check permits and liens, decide whether one cheap fix opens the house to mortgage buyers, price it from the after-repair value and the repair list, fill in the disclosures, choose your route, have a Connecticut attorney write the as-is contract, and close with both attorneys. - ### Write down what you know List every problem you know about, when it started and what was done about it. Gather inspection reports, contractor quotes, insurance claim letters, foundation tests, tank removal papers and permits. This becomes your condition report and your best protection later. - ### Check permits, violations and liens Ask the town building department for the permit history of your address, and ask the town clerk or your attorney about liens, blight penalties and unpaid sewer or water charges. Ask your lender for a payoff. Surprises here delay closings more than condition does. - ### Hire a Connecticut real estate attorney Connecticut closings are run by attorneys. Have yours review the as-is language, the inspection contingency, any "no reliance" clause and the buyer's right to assign the contract before you sign anything. - ### Find the problem that blocks financing Ask: would an FHA or conventional appraiser accept this house? If one item stands in the way and it is cheap, fix it. If several big items do, plan for an as-is sale. - ### Price the repairs and the after-repair value Get two quotes for the big items, or an itemized estimate from photos. Pull recent sales of renovated houses near you for the after-repair value and of unrenovated ones for the as-is value. - ### Fill in the disclosures Complete the Residential Property Condition Report from what you actually know, attach your documents, add the lead paint disclosure if the house was built before 1978, and plan the smoke and carbon monoxide affidavit for closing. - ### Choose your route and get competing offers List as-is with an agent if a mortgage buyer can close; ask two or three local cash buyers for written offers either way. Compare nets, not prices, and check each buyer's proof of funds. - ### Sign a Connecticut as-is contract Your attorney writes or reviews it. Watch the inspection period, the deposit, who pays which closing costs, the closing date, and whether the buyer can assign the contract. - ### Handle the inspection honestly Let the buyer inspect. If they find something you did not know, it is a negotiation, not a breach. If they try to cut the price for problems you already disclosed, point to the signed report. - ### Close with both attorneys You sign the deed, the conveyance tax return and the smoke and carbon monoxide affidavit; your attorney pays off your mortgage and any liens and sends you the rest. See [the Connecticut closing process for sellers](/connecticut-closing-process-for-sellers/). ## Your as-is selling checklist for Connecticut This as-is selling checklist covers every task in a Connecticut as-is sale, in order. Tick the items off as you go; your progress is saved on this device. - List every known problem, with dates and what was done - Collect inspection reports, quotes, insurance letters and test results - Get the permit history from the town building department - Check for liens, blight notices and unpaid water or sewer charges - Request a mortgage payoff statement - Hire a Connecticut real estate attorney - Check whether your town is on the CRCOG crumbling-foundation list - Find out whether there is (or was) a buried oil tank - Decide whether one cheap fix opens the house to mortgage buyers - Price the repairs and look up after-repair and as-is sales nearby - Fill in the Residential Property Condition Report and attach documents - Lead paint disclosure and EPA pamphlet (built before 1978) - Talk to your insurer first if there is fire or water damage - Get at least two written offers or a listing price opinion - Verify each cash buyer's proof of funds and company registration - Have your attorney review the as-is clause and any assignment clause - Keep the buyer's signed receipt of every disclosure - Sign the smoke and carbon monoxide affidavit at closing (or budget the $250 credit) ## How do you avoid lowball offers and scams when selling as-is? To avoid lowball offers and scams when selling as-is in Connecticut, get more than one written offer, ask each buyer to show the after-repair value and repair numbers behind the price, check that the buyer is a real, registered business with proof of funds, keep the deposit in an attorney's escrow account, and never sign a contract your own Connecticut attorney has not read. - **Ask for the math.** A serious buyer can explain the after-repair value, the repair list and their costs. A buyer who cannot, or will not, is guessing or hoping you will not check. - **Watch for the bait and switch.** A high offer, a long inspection period, and then a large "we found problems" price cut a week before closing. Problems you disclosed in writing should not be a surprise. - **Check who you are dealing with.** Look the company up in the Connecticut business registry, ask for proof of funds, and read our guide on [how to check a cash home buyer in Connecticut](/how-to-check-a-cash-home-buyer-connecticut/). - **Read the buyer's name line.** "ABC LLC and/or assigns" means the contract can be sold to someone else. That is a wholesaler's tool; know it before you sign. - **Never pay a buyer.** Real buyers do not charge sellers fees, and closing money moves only through attorneys. - **Do not let urgency rush you.** Even in a foreclosure, a day to have your attorney read a contract is a day well spent. ## Can you sell as-is if the house is inherited, in foreclosure or part of a divorce? Yes, you can sell a house as-is in Connecticut if it is inherited, in foreclosure or part of a divorce, and as-is sales are common in all three because time is short and nobody wants to manage a renovation. Each adds rules about who can sign and by when: the executor and the Probate Court, the Law Day in a foreclosure, or the divorce court's orders. - **Inherited houses.** Executors and administrators are exempt from the condition report (CGS 20-327b(b)(4)) but not from the lead paint rule, and they must still be honest about what they know. See [inherited a house: what to do in Connecticut](/inherited-a-house-what-to-do-in-connecticut/). - **Foreclosure.** Selling as-is before your Law Day can protect your equity and credit. See [6 things you can do to stop a foreclosure in Connecticut](/6-things-you-can-do-to-stop-foreclosure-of-your-connecticut-house/); a loan modification or the court's mediation program can beat any sale. - **Divorce.** Both owners usually sign, and the court's orders may control the sale. See [selling a house during a divorce in Connecticut](/selling-house-during-divorce-connecticut/). - **Selling without an agent.** You can sell as-is by owner too; our guide on [selling a house without an agent in Connecticut](/how-do-i-sell-my-house-without-an-agent-in-connecticut/) covers the steps and forms. - **Liens and back taxes.** These are paid from the sale proceeds at closing; see [selling a house with liens or tax problems](/how-to-sell-your-house-with-liens-or-tax-problems-in-killingworth-ct/). ## How old are the houses in your Connecticut town? The houses in many Connecticut towns are old: in New Haven, the median single-family home was built in 1930, and in Bridgeport, Waterbury and Manchester most were built before 1960. Old houses are where as-is issues live: buried oil tanks, lead paint, old wiring and, in towns on the crumbling-foundation list, concrete foundations from the problem years. | Town | Crumbling-foundation list (CRCOG) | Homes sold | Median sale price | Median year built (single-family) | Built before 1960 | | --- | --- | --- | --- | --- | --- | | Vernon | Affected | 388 | $300,000 | 1961 | 43% | | Enfield | Affected | 659 | $310,000 | 1960 | 50% | | Manchester | Affected | 724 | $315,000 | 1953 | 60% | | South Windsor | Affected | 389 | $397,000 | 1969 | 30% | | East Windsor | Affected | 155 | $310,000 | 1963 | 46% | | Waterbury | No | 1,305 | $270,000 | 1955 | 56% | | Bridgeport | No | 1,166 | $374,500 | 1949 | 74% | | New Haven | No | 1,022 | $350,000 | 1930 | 83% | A house built before 1978 needs the lead paint disclosure. A house in a CRCOG town built in 1983 or later, or with a later addition, will get foundation questions from every buyer. Each town page linked above has that town's mill rate, housing styles and heating fuels. ## Questions Connecticut owners ask about selling as-is **Q: Is it legal to sell a house as-is in Connecticut?** Yes, it is legal to sell a house as-is in Connecticut. No Connecticut law requires a seller to make repairs before a sale, and the disclosure law says it does not require the seller to inspect or test the property (CGS 20-327d). You must still give the required disclosures and must not hide defects you know about. **Q: Do I have to fill out the disclosure report if I sell as-is?** Yes, you have to fill out the disclosure report if you sell as-is in Connecticut, unless your sale is one of the nine exempt transfers in CGS 20-327b(b), such as a sale by an executor. If you do not deliver it, the contract must give the buyer a $500 credit at closing (CGS 20-327c). **Q: Can I just give the buyer $500 instead of filling out the report?** You can give the buyer the $500 credit instead of filling out the report in Connecticut, but it does not protect you. The law says the credit does not excuse you from disclosing a defect you actually know about that significantly impairs the value, safety or useful life of the house, and the buyer can sue for actual damages (CGS 20-327c(b)-(c)). **Q: Can a buyer back out of an as-is contract in Connecticut?** A buyer can back out of an as-is contract in Connecticut if the contract gives them a way out, usually an inspection contingency or a mortgage contingency, inside the dates in the contract. No Connecticut statute sets a fixed inspection period; the contract does. Without a contingency, a buyer who walks away may lose the deposit. **Q: Can a buyer sue me after buying my house as-is?** Yes, a buyer can sue you after buying your house as-is in Connecticut if you failed to disclose a known defect that significantly impairs the value, safety or useful life of the house (CGS 20-327c), or if you misrepresented or hid a problem. An honest, complete condition report with your documents attached is the best protection. **Q: Do I have to disclose a problem I didn't know about?** No, you do not have to disclose a problem you did not know about in Connecticut. Your answers on the report are limited to your actual knowledge, and no constructive knowledge is imputed to you (CGS 20-327e). You also do not have to order tests to find out (CGS 20-327d). Answer "unknown" only when it is true. **Q: How much less will I get if I sell my house as-is?** How much less you get for selling your house as-is depends on the repairs and who can buy it. A dated but financeable house listed as-is may sell close to similar houses in similar condition. A house that only cash buyers can buy is priced from the after-repair value minus repairs, costs and profit; in our worked example that came to about 62% of the after-repair value (est.). **Q: What is the 70% rule for as-is offers?** The 70% rule is an investor rule of thumb: offer 70% of the after-repair value, minus repairs. It is a shortcut, not a law or a fair-price test. In our example it gave $183,000, while a full calculation of repairs, costs and margin gave $210,600 (est.). Ask any buyer to show their actual numbers. **Q: Can I sell a house with a crumbling foundation as-is?** Yes, you can sell a house with a crumbling foundation as-is in Connecticut. You must disclose what you know, including any test results, on the condition report. Before you sell for cash, check whether you qualify for CFSIC, which pays up to $205,000 per house to replace a qualifying foundation; an active Type 1 claim can also transfer to a buyer. **Q: Do I have to remove an underground oil tank before selling?** No, you do not have to remove an underground oil tank before selling in Connecticut; no law requires removing a working residential heating oil tank. But many buyers' lenders and insurers want it removed or tested, so most sellers remove it, credit it, or sell as-is for cash. A leaking tank must be reported to DEEP and cleaned up. **Q: Can I sell a house with open permits or unpermitted work?** Yes, you can sell a house with open permits or unpermitted work in Connecticut. Small open permits are often closed with a final inspection. For unpermitted work, you can apply for a permit after the fact, remove the work, or sell as-is and price the space as if it were not there. Disclose what you know. **Q: Can someone buy my as-is house with an FHA loan?** Someone can buy your as-is house with an FHA loan only if it meets FHA's minimum property requirements: safe, structurally sound, with working utilities and no peeling paint on a pre-1978 home. If the appraiser requires repairs, they usually must be done before closing, or the buyer can use an FHA 203(k) renovation loan. **Q: Should I fix my house or sell it as-is?** Whether you should fix your house or sell it as-is depends on the cost and the payoff. Fix cheap, visible items and anything that blocks a mortgage; skip remodels. Sell as-is when repairs are large or unknown, when you lack the cash or time, or when a deadline makes months of work impossible. Run both nets before you decide. **Q: Can I sell a house as-is with all the stuff still inside?** Yes, you can sell a house as-is with all the stuff still inside in Connecticut. Many cash buyers include the cleanout. If the house belonged to someone who died, make sure the executor or administrator has authority and that papers and valuables are found first. **Q: Can I sell a fire-damaged house as-is?** Yes, you can sell a fire-damaged house as-is in Connecticut, usually to a cash or renovation-loan buyer. Talk to your insurance company and your attorney before you sign, because the claim proceeds, your lender's interest and whether you must rebuild all affect how much you keep. **Q: Is mold a required disclosure in Connecticut?** Connecticut has no separate mold disclosure law, and the condition report does not ask about mold by name. It does ask about water damage, rot, basement seepage and interior problems, so mold you know about is part of what you disclose. Fix the moisture source first; small areas are often cheap to remediate. **Q: Does an investor or cash buyer still need the disclosures?** Yes, an investor or cash buyer still gets the disclosures in Connecticut. The condition report requirement applies to sales of one- to four-unit homes with or without a broker, whoever the buyer is, and the lead paint rule applies to homes built before 1978. Give them anyway and keep the signed receipt. **Q: What is a wholesaler, and should I sign with one?** A wholesaler is a buyer who puts your house under contract and then sells that contract to another investor for a fee. It is legal when it is open, but the fee comes out of your price and deals can fall through. Before you sign, look for "and/or assigns", a long inspection period, a small deposit and missing proof of funds. **Q: How fast can I sell a house as-is in Connecticut?** You can sell a house as-is in Connecticut in about two weeks to a cash buyer, depending on title work and your attorney's schedule. Listing as-is typically takes weeks to months on the market plus 30 to 45 days to close with a mortgage buyer. **Q: Who pays the closing costs in an as-is sale?** In an as-is sale in Connecticut, the seller pays the conveyance tax and the seller's attorney, as in any sale, and the buyer pays their own attorney, title and loan costs. Some cash buyers offer to pay more of the costs; get that in the contract. **Q: Do I need an attorney to sell as-is?** Yes, in practice you need an attorney to sell as-is in Connecticut. Connecticut closings are conducted by attorneys (CGS 51-88a), and an as-is contract has clauses (inspection, assignment, no reliance) that you should not sign without your own attorney reading them. **Q: Can I sell my mobile home as-is in a park?** Yes, you can sell your mobile home as-is in a Connecticut park. The park owner cannot make you move a safe, sanitary home that meets the park's aesthetic standards, and cannot refuse a qualified buyer except for good cause (CGS 21-79). The buyer must meet the park's entry rules and take over the rental agreement. ## Related Connecticut guides These related Connecticut guides go deeper on each part of an as-is sale: the problems themselves, the disclosure rules, the costs and the other ways to sell. Start with the master guide, [how to sell a house in Connecticut](/how-to-sell-a-house-in-connecticut/), or the overview of [how to sell your house in Connecticut](/how-to-sell-a-house-in-connecticut/). #### The problems - [Selling a house with a crumbling foundation](/selling-a-house-with-a-crumbling-foundation-in-connecticut/) - [Oil tanks, septic, wells and radon](/oil-tank-septic-well-radon-selling-a-house-in-connecticut/) - [What to fix before selling, and what to leave](/what-to-fix-before-selling-a-house-in-connecticut/) - [13 low-cost fixes that add the most value](/cheap-upgrades-selling-your-house-in-connecticut/) - [Selling a house that needs repairs](/selling-a-house-that-needs-repairs-in-seymour-ct/) - [Selling a house with code violations](/how-to-sell-your-house-with-code-violations-in-westbrook-ct/) #### Rules and money - [The Connecticut property condition disclosure report](/connecticut-property-condition-disclosure/) - [Seller closing costs in Connecticut](/what-are-closing-costs-in-connecticut/) - [How to compare offers on a house](/how-to-compare-offers-on-a-house-connecticut/) - [Why won't my house sell?](/why-wont-my-house-sell-connecticut/) - [Selling with liens or tax problems](/how-to-sell-your-house-with-liens-or-tax-problems-in-killingworth-ct/) #### Other ways and situations - [Cash buyer vs. realtor in Connecticut](/cash-buyer-vs-realtor-connecticut/) - [Cash house buyers in Connecticut](/cash-house-buyers-in-connecticut/) - [How to check a cash home buyer](/how-to-check-a-cash-home-buyer-connecticut/) - [Selling without an agent](/how-do-i-sell-my-house-without-an-agent-in-connecticut/) - [Inherited a house](/inherited-a-house-what-to-do-in-connecticut/) - [Selling during a divorce](/selling-house-during-divorce-connecticut/) - [Stopping a foreclosure](/6-things-you-can-do-to-stop-foreclosure-of-your-connecticut-house/) - [Selling land to a developer](/how-do-i-sell-my-ct-land-to-a-developer/) - [Selling a mobile home](/5-ways-to-sell-your-mobile-home-fast-in-derby-ct/) ## Sources - [Connecticut General Statutes, chapter 392, §§ 20-327b to 20-327e](https://www.cga.ct.gov/current/pub/chap_392.htm) (Uniform Property Condition Disclosure Act: the report, exemptions, the $500 credit, the civil action for nondisclosure, no new warranties, actual knowledge only). - [Residential Property Condition Report](https://portal.ct.gov/dcp/-/media/dcp/forms/residential-property-condition-report.pdf) (Department of Consumer Protection) and [Public Act 25-33](https://www.cga.ct.gov/2025/act/pa/pdf/2025PA-00033-R00SB-00009-PA.pdf) (flood questions). - [CGS § 29-453](https://www.cga.ct.gov/current/pub/chap_541a.htm) (smoke and carbon monoxide affidavit; $250 credit). - [CGS §§ 29-254a, 29-263 and 29-265](https://www.cga.ct.gov/current/pub/chap_541.htm) (State Building Code penalties, building permits, certificates of occupancy). - [CGS § 7-148(c)(7)(H)(xv) and § 7-148aa](https://www.cga.ct.gov/current/pub/chap_098.htm) (municipal blight ordinances, civil penalties and liens). - [CGS § 21-79](https://www.cga.ct.gov/current/pub/chap_412.htm) (sale of a mobile manufactured home in a park). - [CGS § 19a-37](https://www.cga.ct.gov/current/pub/chap_368a.htm) (private well testing notice). - [EPA and HUD Lead-Based Paint Disclosure Rule](https://www.epa.gov/lead/real-estate-disclosure) (homes built before 1978). - [HUD Single Family Housing Policy Handbook 4000.1](https://www.hud.gov/program_offices/housing/sfh/handbook_4000-1) (FHA minimum property requirements) and [HUD request for information on minimum property requirements](https://www.federalregister.gov/documents/2026/05/29/2026-10766/request-for-information-regarding-single-family-minimum-property-requirements-mpr) (May 29, 2026). - [HUD FHA 203(k) rehabilitation mortgage insurance](https://www.hud.gov/program_offices/housing/sfh/203k). - [CFSIC underwriting and claims guidelines](https://crumblingfoundations.org/getting-started/underwriting-criteria/) ($205,000 cap, Type 1 claim transfer, June 30, 2030 deadline) and the [CRCOG crumbling foundations town map](https://crcogct.gov/municipal-services/crumbling-foundations/). - [CT DEEP underground storage tank program](https://portal.ct.gov/DEEP/Underground-Storage-Tanks/Underground-Storage-Tanks) (residential heating oil tanks serving four or fewer units are not regulated; releases must be reported). - Town sales and housing data: Connecticut Office of Policy and Management, published on [data.ct.gov](https://data.ct.gov) (real estate sales Oct 2024 to Sep 2025; 2025 parcel CAMA data). We buy houses for cash in Connecticut, so read this guide knowing that. If you would like a second opinion on your house, its repairs and your routes, book a call or a walkthrough; we will tell you honestly if listing or fixing first leaves you with more. For every other selling question, go back to [how to sell your house in Connecticut](/how-to-sell-a-house-in-connecticut/). Call us at (203) 529-4712; we speak English and Spanish.