# Assessed Value vs Market Value in Connecticut: The 70% Rule, Your Tax and What Your House Is Really Worth (2026 Guide) Source: https://webuyhousesinconnecticut.com/market-value-vs-assessed-value-connecticut/ Author: Jerryll Noorden, owner of We Buy Houses In Connecticut, LLC ((203) 529-4712) Updated: 2026-10-27 Facts checked: 2026-10-27 ## The short answer The difference between assessed value and market value in Connecticut is purpose and timing. Market value is what a buyer would likely pay today. Assessed value is 70% of your home's market value on the town's last revaluation date (CGS 12-62a), and it is what the mill rate is applied to: a $449,000 Stratford house is assessed at $314,300 and taxed $11,859 a year at 37.73 mills. Towns revalue at least every five years, so the gap grows between revaluations. Key takeaways - **Assessed value is a tax number, not a price.** Every Connecticut town assesses property at 70% of its market value as of the town's last revaluation (CGS 12-62a). Market value is what a willing buyer would pay today. (Part of our guide to [how to sell a house in Connecticut](/how-do-i-sell-my-house-in-connecticut/).) - **The tax formula:** assessment × mill rate ÷ 1,000. In Stratford, a $449,000 house is assessed at $314,300; at 37.73 mills that is $11,859 a year, about $988 a month. - **Assessments lag the market.** Towns revalue at least every five years on a state schedule (CGS 12-62). Between revaluations your assessment stays put while prices move. - **Dividing your assessment by 0.70** gives the value on the revaluation date, not today's price. If prices rose 30% since then, your assessment is only about 54% of today's value. - **You can appeal.** File with your town's Board of Assessment Appeals by February 20 (March 20 if the town extended its deadline) (CGS 12-111). Next step: Superior Court within two months (CGS 12-117a). - **Neither number is what a buyer pays.** The price comes from the market: comparable sales, condition and the buyer's financing. The conveyance tax is figured on the sale price, not the assessment. ## What is the difference between assessed value and market value in Connecticut? The difference between assessed value and market value in Connecticut is purpose and timing. Market value is the price a willing buyer would likely pay for your house today. Assessed value is what the town uses for property tax: by law, 70% of your home's market value as of the town's last revaluation date (CGS 12-62a). So a house worth $449,000 at revaluation is assessed at $314,300, and the gap widens as prices move. This guide is part of our series on [how to sell a house in Connecticut](/how-to-sell-a-house-in-connecticut/), and it sits beside our step-by-step page on [how we buy houses in Connecticut](/how-do-i-sell-my-house-in-connecticut/). Here you will find the laws behind your assessment, the tax math, real numbers for ten Connecticut towns, how to appeal, and the honest answer to the question most owners actually have: what is my house worth? Four numbers get mixed up all the time: - **Assessed value**: set by your town assessor, 70% of market value on the revaluation date. Printed on your tax bill and the assessor's field card. - **Appraised value (for tax)**: the assessor's full estimate of market value at revaluation; the assessment is 70% of it. Many field cards show both. - **Appraised value (for a loan)**: a licensed appraiser's opinion of value for a buyer's lender, done during a sale. See our guide to [what happens when an appraisal comes in low](/can-appraisals-affect-the-selling-price-on-a-house-in-connecticut/). - **Market value and sale price**: what buyers will actually pay, which you only learn for sure when someone signs a contract. Connecticut has no county government, so there is no county assessor. Each of the 169 towns has its own assessor, its own revaluation year and its own mill rate. That is why two identical houses a few miles apart can carry very different tax bills. ## Why does your assessment feel so far from what your house is worth? Your assessment feels so far from what your house is worth because it was never meant to match the price. It is 70% of a value fixed on an older revaluation date, and it does not move when your neighbor's house sells for a record price. Owners who are thinking of selling often feel confused, a little misled, and worried that they will either underprice the house or be told it is worth less than they hoped. Maybe you opened your tax bill in July, saw an assessment of $196,000 on your Waterbury house, and wondered whether that means the house is worth $196,000. Maybe a neighbor told you to "just divide by 0.7". Maybe a revaluation notice arrived and your assessment jumped by a third, and now you are angry about the tax and also quietly hopeful that the house is worth more than you thought. Those feelings make sense. You are trying to make a large decision with numbers that each tell a different story: the assessor says one thing, an online estimate says another, and the house down the street sold for a third. If you are thinking about selling, you may also be anxious about being taken advantage of, by a buyer, an agent or a cash investor, because you do not have a number you trust. This page is for you. It does not ask you to sell anything. It explains where each number comes from, which one matters for which decision, and how to get a reliable figure before you talk to anyone. ## What Connecticut laws set your assessed value and property tax? The Connecticut laws that set your assessed value and property tax are CGS 12-62a (a uniform October 1 assessment date and assessment at 70% of present true and actual value), CGS 12-62 (revaluation at least every five years on a state schedule), CGS 12-55 (the grand list by January 31), and CGS 12-111 and 12-117a (appeals to the Board of Assessment Appeals and then to Superior Court). Each town sets its own mill rate every year. | Rule | What it means for you | Statute | | --- | --- | --- | | Assessment date | Every town values property as of October 1 each year | CGS 12-62a(a) | | Assessment ratio | All property is assessed at 70% of its "present true and actual value" | CGS 12-62a(b) | | Revaluation | Towns revalue at least every five years, on a schedule set by the Office of Policy and Management for five revaluation zones (from October 1, 2023) | CGS 12-62(b)(1) | | Assessment between revaluations | The revaluation value is used for every year until the next revaluation | CGS 12-62(b)(1) | | Inspection | The assessor must fully inspect each improved parcel once every ten years (or verify by questionnaire) | CGS 12-62(b)(3)-(4) | | Revaluation notice | After a revaluation, the assessor mails each owner the new and old values and explains how to appeal | CGS 12-62(f) | | Phase-in option | A town may phase in revaluation increases over several years | CGS 12-62c | | Grand list | The assessor publishes the grand list of all assessments by January 31 | CGS 12-55 | | Appeal to the board | File in writing with the Board of Assessment Appeals by February 20 (March 20 if the assessor's deadline was extended); hearings in March (April if extended) | CGS 12-111, 12-110 | | Appeal to court | Within two months after the board mails its decision, appeal to Superior Court | CGS 12-117a | | Mill rate | Set each year by the town; one mill is $1 of tax per $1,000 of assessment. Published by OPM. | Town budget; OPM mill rate data | What "70%" really meansThe 70% is applied to the value on the **revaluation date**. In the years between revaluations the assessment does not move with the market (unless you add a deck, a garage or an addition). So 70% is exact only in the revaluation year; afterward it drifts. ## How do you calculate property tax from the assessment and the mill rate? You calculate Connecticut property tax by multiplying the assessment by the town's mill rate and dividing by 1,000. If you only know the market value, multiply it by 70% first. A Stratford house at the town's $449,000 single-family median is assessed at $314,300; at Stratford's fiscal 2027 mill rate of 37.73, the tax is $11,859 a year, or about $988 a month. The formula in one line: The formula**Assessment** = market value at revaluation × 0.70. **Annual tax** = assessment × mill rate ÷ 1,000. **Effective tax rate** (tax as a share of value at revaluation) = mill rate × 0.07%. Stratford: 37.73 × 0.07% = about 2.64%. Three practical notes: - **Use your real assessment.** The median math above assumes the assessment equals 70% of today's median price. Your actual assessment is on your tax bill and on the assessor's online field card. Use that number. - **Exemptions come off first.** Veterans, the elderly or disabled homeowner program (CGS 12-170aa) and some local programs reduce the assessment or the tax. Ask your assessor what you qualify for. - **The fiscal year runs July to June.** The mill rate for fiscal 2027 (July 2026 to June 2027) is generally applied to the October 1, 2025 grand list. Many towns bill in July and January; each town decides its own installments (CGS 12-142). When you sell, Connecticut property taxes are paid in arrears, so the seller usually credits the buyer at closing for the part of the tax period the seller owned the house. That adjustment is part of the closing costs explained in our guide to [closing costs in Connecticut](/what-are-closing-costs-in-connecticut/), and it shows up in the net-proceeds calculator below. ## Why do Connecticut assessments lag behind sale prices? Connecticut assessments lag behind sale prices because the town values every property only on its revaluation date, then keeps that value until the next revaluation, usually five years later (CGS 12-62). If prices rise after the revaluation, your assessment stays the same, so it becomes a smaller and smaller share of what the house would actually sell for. In a revaluation year, the gap closes again. **Example (illustrative).** A house is worth $300,000 on the October 1 revaluation date. Its assessment is $210,000. Over the next few years prices in the town rise 30%, so the house would now sell for about $390,000. The assessment is still $210,000. That is about 54% of today's value, not 70%. Someone who divides $210,000 by 0.70 gets $300,000 and underprices the house by about $90,000. The reverse happens too. If prices fall after a revaluation, the assessment can be more than 70% of today's value, and the owner is paying tax on a value the market no longer supports. That is a common reason for an appeal. ### When does your town revalue? Since October 1, 2023, the Office of Policy and Management sets a revaluation schedule by zone under Public Act 22-74. Under that schedule, for example, Stratford and Hamden are listed for 2024, Trumbull, Shelton and Bridgeport for 2025, West Hartford for 2026, and Waterbury, Glastonbury and Danbury for 2027. A town in the year before its revaluation is usually furthest from current prices. Towns can sometimes delay a revaluation, so confirm your town's year with the assessor. ### Why your tax may not rise as much as your assessment When a revaluation raises everyone's assessment, the town usually sets a lower mill rate, because it needs a budget amount, not a percentage. Your tax rises only if your value rose more than the town average, or if the budget grew. A town can also phase in a big increase over several years (CGS 12-62c). ## What do assessments and property taxes look like in real Connecticut towns? Assessments and property taxes in real Connecticut towns vary more than most owners expect. The same $400,000 house would owe about $15,028 a year in Hamden at 53.67 mills, but about $4,343 in Shelton at 15.51 mills. On each town's median single-family price, the implied yearly tax ranges from about $5,933 in Shelton to $17,024 in West Hartford (est., assuming the assessment equals 70% of the median). | Town | Homes sold | Median single-family price | Assessment at 70% | Mill rate (FY 2027) | Implied yearly tax (est.) | Revaluation year (OPM schedule) | | --- | --- | --- | --- | --- | --- | --- | | Hamden | 810 | $355,000 | $248,500 | 53.67 | $13,337 | 2024 | | West Hartford | 831 | $520,000 | $364,000 | 46.77 | $17,024 | 2026 | | Waterbury | 1,305 | $280,000 | $196,000 | 43.34 | $8,495 | 2027 | | Stratford | 699 | $449,000 | $314,300 | 37.73 | $11,859 | 2024 | | Trumbull | 407 | $635,000 | $444,500 | 37.42 | $16,633 | 2025 | | Glastonbury | 477 | $615,000 | $430,500 | 33.73 | $14,521 | 2027 | | Norwalk | 1,033 | $750,000 | $525,000 | 24.63* | $12,929 | 2023 | | Bridgeport | 1,166 | $383,500 | $268,450 | 27.95 | $7,503 | 2025 | | Danbury | 959 | $472,500 | $330,750 | 25.23 | $8,345 | 2027 | | Shelton | 536 | $546,500 | $382,550 | 15.51 | $5,933 | 2025 | Two things stand out. First, the mill rate is not the whole story: West Hartford's median house carries the largest bill in this table because both the price and the mill rate are high, while Waterbury's high mill rate sits on a lower price. Second, the "effective" rate (mill rate × 0.07%) is the fairest comparison: about 3.76% of value a year in Hamden, 2.64% in Stratford and 1.09% in Shelton. If the tax bill is the reason you are thinking about selling, the cost of every month you hold the house is worked out line by line in our guide to [the carrying costs of a house in Connecticut](/how-to-calculate-the-costs-to-hold-a-property-in-monroe-ct/). ## How do you estimate what your house is worth from the assessment? You estimate what your house was worth on the revaluation date by dividing the assessment by 0.70; a $314,300 assessment means the assessor valued the house at $449,000 then. That is not today's price. To get today's value you need recent comparable sales: a comparative market analysis from an agent, a licensed appraisal, or a written offer. The assessment is a starting clue, not an answer. Work through it like this: - **Find your assessment** on your tax bill or the assessor's online field card. Many cards also show the "appraised" value (the 100% figure). - **Divide by 0.70** to get the assessor's value on the revaluation date. - **Check the revaluation year.** If it was this year or last, the figure is fairly current (as a mass-appraisal estimate). If it was four or five years ago, prices have likely moved. - **Compare with recent sales** of similar houses in your neighborhood: same style, size, bedrooms, lot and condition, sold in the last six months. - **Adjust for condition.** The assessor's model assumes average condition for your house's grade. A failing roof, an old oil tank, a crumbling foundation or a dated kitchen lowers the price a buyer will pay, even if the assessment does not show it. ### Why the assessor's value can be wrong for your house Revaluations use mass-appraisal models (CGS 12-62(b)(2)): one formula for thousands of houses, built from sales, cost and income data. It is fair on average and often off for an individual house. The assessor may not have been inside in years (a full inspection is required only once every ten years, and owners can decline entry), so a finished basement, a removed bathroom or water damage may be missing from the card. ### Online estimates and appraisals Automated online estimates blend public records and recent sales. They are a rough guide and can miss condition entirely. A licensed appraisal (Connecticut appraisers are certified under CGS 20-501) is an independent opinion, but it is still one person's view on one date. A comparative market analysis from a local agent is free and usually closest to what a buyer will pay, if the house is in good condition. The truest number is a signed contract. ## How do you appeal your property assessment in Connecticut? You appeal your property assessment in Connecticut by filing a written appeal with your town's Board of Assessment Appeals on or before February 20 (March 20 if the assessor's deadline was extended), with your estimate of value and evidence such as recent comparable sales or an appraisal (CGS 12-111). The board hears appeals in March (April if extended). If you disagree with its decision, you can appeal to Superior Court within two months (CGS 12-117a). - ### Talk to the assessor first Ask for your field card and check the facts: square footage, bedrooms, baths, finished basement, condition, lot size. Many errors are fixed informally. After a revaluation, the notice the assessor mails explains how to appeal (CGS 12-62(f)), and many towns hold informal hearings first. - ### Gather evidence of value Three to five comparable sales from around the October 1 assessment date (or the revaluation date), photos of condition problems, repair estimates, or a recent appraisal. Your own estimate of value is a required part of the appeal. - ### File by February 20 The appeal goes to the Board of Assessment Appeals in writing or by email in the manner the board prescribes, with your name, the property, the reason, your estimate of value and your signature (CGS 12-111(a)). If the town granted the assessor an extension, the deadline becomes March 20 (CGS 12-111(b)). - ### Attend the hearing The board must notify you of the hearing by March 1 (at least seven days before it). Bring copies of your evidence. Keep it factual: the question is the value on the assessment date, not the size of the tax. - ### Read the decision; go to court only if it is worth it The board sends a written decision. If you still disagree, an appeal to the Superior Court for your judicial district must be filed within two months of the decision's mailing (CGS 12-117a). For a modest house the cost of an attorney and appraisal can exceed the tax saved, so do the math first. An appeal is not a sale strategyLowering your assessment lowers your tax, which helps while you own the house and may make it slightly more attractive to a buyer who looks at the tax bill. It does not change your house's market value. And arguing to the board that the house is worth less, then listing it for much more, puts both numbers in the public record. ## Does your assessed value affect what you get when you sell? Your assessed value barely affects what you get when you sell in Connecticut. The buyer pays the market price; the conveyance tax is figured on that sale price (CGS 12-494), not the assessment; and the assessment only matters through the property tax proration at closing and the tax bill a buyer sees. A sale does not trigger a new assessment: the buyer keeps your assessment until the next revaluation. Where the assessment does touch a sale: - **Tax proration.** Because Connecticut taxes are paid in arrears, the seller usually credits the buyer for the months the seller owned the house in the current tax period. A higher assessment means a bigger credit. - **The buyer's budget.** Lenders count property tax in the buyer's monthly payment. A high tax bill shrinks what a financed buyer can borrow, which is one reason houses in high-mill-rate towns can sell for less than similar houses next door. - **Buyer psychology.** Some buyers see a low assessment and assume the house is overpriced. A short note from your agent or attorney explaining the revaluation year usually settles it. - **Tax liens.** If you owe back property taxes, the town's lien must be paid from the sale proceeds at closing. Our guides to [selling with liens or tax problems](/how-to-sell-your-house-with-liens-or-tax-problems-in-killingworth-ct/) and [selling a house with tax liens](/sell-house-tax-liens-connecticut/) cover that. What the assessment does **not** change: the conveyance tax (state 0.75% up to $800,000 plus the town rate, on the price; see [Connecticut conveyance tax](/connecticut-conveyance-tax/)), the capital gains math (based on your cost basis and sale price; see [taxes when selling a house in Connecticut](/taxes-when-selling-a-house-in-connecticut/)), or the commission. ## What sets the price a buyer actually pays, and what are your options? The price a buyer actually pays is set by recent comparable sales, your house's condition, how many buyers want it, and whether their lender's appraisal supports the price. Neither the assessment nor an online estimate sets it. Your options are to list the house as it is, fix it up and list, or sell as-is to a cash buyer; each gives a different price, timeline and amount of work. #### List with an agent Usually the highest priceBest when the house is in good shape and you have a few months. - Price set by competing buyers - Commission, prep and showings - Buyer's appraisal and inspection can reopen the price #### Fix up, then list Higher price, more costFits when a few repairs clearly add more than they cost. - You fund repairs up front - Months of carrying costs - See what to fix before selling #### Sell as-is for cash About 2 weeks, or your dateFits when repairs, timing or the house's condition make a listing hard. - No appraisal, no repairs, no showings - Leave what you do not want - Price is below a fixed-up listing Before you choose, compare real net numbers, not list prices. Our guides on [how to compare offers](/how-to-compare-offers-on-a-house-connecticut/) and [cash buyer vs. realtor in Connecticut](/cash-buyer-vs-realtor-connecticut/) walk through it, and [what to fix before selling](/what-to-fix-before-selling-a-house-in-connecticut/) tells you which repairs pay back. ### When you should NOT sell to a cash buyer If your house is in good condition, you have time, and the town has more buyers than houses, listing will very likely net you more than a cash offer, even after the commission. Do not sell to anyone, including us, because a low assessment made you think the house is worth less than it is. Get a comparative market analysis first. If the listing math wins, we will tell you so. A cash sale makes sense when the house needs work a financed buyer's lender will not accept, when you need a fixed date, when the house is empty and costing you money, or when you simply do not want the repairs and showings. In that case, see our page on [choosing between a cash buyer and a realtor](/cash-buyer-vs-realtor-connecticut/) and, if repairs are the issue, [selling a house that needs repairs](/sell-house-needs-repairs-connecticut/). ## How do you get a real number for your Connecticut house? You get a real number for your Connecticut house by collecting three independent figures: your assessment divided by 0.70 and adjusted for the revaluation year, a free comparative market analysis from a local agent, and, if you are considering an as-is sale, a written cash offer with the math explained. When they line up, you can trust the range. When they do not, the condition of the house usually explains the gap. - ### Pull your field card Note the assessment, the appraised value, the revaluation year and any wrong facts. Ten minutes on your town's assessor website. - ### Ask an agent for a free CMA A comparative market analysis uses recent sales near you. Ask what price they would list at and what repairs they would expect. - ### Get one as-is cash number Call us at (203) 529-4712. We walk the house once, as it is, and give you a written offer that does not expire while you decide. We explain how we reached it, including the repairs we priced in. - ### Run both through the net calculator Commission, conveyance tax, attorney, repairs and months of carrying costs change the picture more than the headline price. - ### Decide on your timeline If you sell to us, your attorney reviews everything and the closing is typically about two weeks out, or on the date you choose. No repairs, no showings, no fees from us, and you can leave what you do not want. From the closing tableWhen an owner tells me the house is worth its assessment, I ask one question first: when did your town last revalue? The answer explains most of the confusion. The second thing I look at is condition, because that is what an assessor's model cannot see from the street. If you want to know what your house is worth, look at what similar houses in your neighborhood sold for this year, in similar shape. That is the number buyers will use, whoever they are. I am Jerryll Noorden. I have bought Connecticut houses since 2016. If you want a second opinion on your number, call me at (203) 529-4712; there is no obligation. ## Questions Connecticut owners ask about assessed and market value **Q: Is assessed value the same as market value in Connecticut?** Assessed value is not the same as market value in Connecticut. By law the assessment is 70% of the market value on the town's revaluation date (CGS 12-62a). Market value is what a buyer would pay today, which can be far above or below the assessment divided by 0.70. **Q: What percentage of market value is assessed value in CT?** Assessed value in Connecticut is 70% of market value, the same in every town, as of the revaluation date (CGS 12-62a). Between revaluations the real ratio drifts: if prices rise, the assessment becomes a smaller share of today's value. **Q: How do I figure out what my house is worth from the assessment?** To figure out what your house was worth from the assessment, divide the assessment by 0.70; that is the assessor's value on the revaluation date. For today's value, compare recent sales of similar houses or ask a local agent for a free comparative market analysis. **Q: How is property tax calculated in Connecticut?** Property tax in Connecticut is calculated as the assessment times the town's mill rate divided by 1,000. A $314,300 assessment in Stratford at 37.73 mills is $11,859 a year. Exemptions such as veterans or elderly relief reduce it. **Q: What is a mill rate?** A mill rate is the tax per $1,000 of assessed value. One mill equals $1 for every $1,000 of assessment. Each Connecticut town sets its own mill rate every year when it adopts its budget; OPM publishes them. **Q: How often does Connecticut revalue property?** Connecticut towns revalue property at least every five years on a schedule set by the Office of Policy and Management by revaluation zone (CGS 12-62). The assessor must also fully inspect each house about once every ten years or verify the data by questionnaire. **Q: Why did my assessment go up so much after revaluation?** Your assessment went up after revaluation because it was reset to 70% of current market value after several years frozen at an older value. If prices rose a lot since the last revaluation, the jump can be large. The mill rate often falls in the same year, so the tax may rise less. **Q: What is the deadline to appeal an assessment in Connecticut?** The deadline to appeal an assessment in Connecticut is February 20, filed in writing with the town's Board of Assessment Appeals, or March 20 if the assessor's deadline was extended (CGS 12-111). Hearings are held in March, or April in an extended year. **Q: Can I appeal to court if the board says no?** Yes, you can appeal to court if the Board of Assessment Appeals denies your appeal. The application goes to the Superior Court for your judicial district within two months after the board mails notice of its decision (CGS 12-117a). An attorney is usually worthwhile only if the tax at stake is significant. **Q: Does selling my house change the assessment for the buyer?** Selling your house does not by itself change the assessment in Connecticut. The revaluation value is used every year until the next revaluation (CGS 12-62), so the buyer inherits your assessment, plus any changes for new improvements, until the town revalues. **Q: Is the conveyance tax based on the assessed value?** No, the conveyance tax is not based on the assessed value. It is figured on the sale price: the state's 0.75% up to $800,000 (higher above that) plus the town's rate, usually 0.25% (CGS 12-494). The seller pays it at closing. **Q: Should I list my house at the assessed value?** You should not list your house at the assessed value. That number is 70% of an older value. List from recent comparable sales and your house's condition; a local agent's comparative market analysis is the usual starting point. **Q: Why is my online home estimate different from the assessment?** Your online estimate differs from the assessment because they measure different things at different times. The assessment is 70% of the value on the revaluation date; the online estimate is an automated guess at today's price. Neither has seen inside your house. **Q: Do cash buyers use the assessed value to make offers?** Serious cash buyers do not base offers on the assessed value. They start from what similar houses sell for after repairs, then subtract the repairs, holding costs and resale costs. Ask any buyer to show you that math. ## Related Connecticut guides #### Costs and taxes - [Closing costs in Connecticut](/what-are-closing-costs-in-connecticut/) - [Connecticut conveyance tax](/connecticut-conveyance-tax/) - [Taxes when selling a house](/taxes-when-selling-a-house-in-connecticut/) - [Carrying costs of a house](/how-to-calculate-the-costs-to-hold-a-property-in-monroe-ct/) #### Price and value - [Low appraisal when selling](/can-appraisals-affect-the-selling-price-on-a-house-in-connecticut/) - [How to compare offers](/how-to-compare-offers-on-a-house-connecticut/) - [What to fix before selling](/what-to-fix-before-selling-a-house-in-connecticut/) - [The Connecticut closing process](/connecticut-closing-process-for-sellers/) #### Your options - [How to sell a house in Connecticut](/how-to-sell-a-house-in-connecticut/) - [Cash buyer vs. realtor](/cash-buyer-vs-realtor-connecticut/) - [Selling with tax liens](/sell-house-tax-liens-connecticut/) - [Selling a house that needs repairs](/sell-house-needs-repairs-connecticut/) We buy houses across Connecticut, including [Stratford](/sell-my-house-in-stratford-ct/), [Hamden](/sell-my-house-in-hamden-ct/), [Waterbury](/we-buy-houses-in-waterbury-ct/), [West Hartford](/sell-my-house-in-west-hartford-ct/), [Bridgeport](/sell-my-house-bridgeport-ct/) and [Shelton](/sell-my-house-in-shelton-ct/). For the full process, see [how to sell your house in Connecticut](/how-do-i-sell-my-house-in-connecticut/) step by step. Plain-English information, not tax or legal advice. Estimates are labelled (est.). Use your own field card and tax bill, and talk to your assessor or a Connecticut attorney about an appeal. ## Sources - [Connecticut General Statutes chapter 203](https://www.cga.ct.gov/current/pub/chap_203.htm): §§ 12-55 (grand list), 12-62 (revaluation, inspections, notice), 12-62a (October 1 assessment date, 70% ratio), 12-62c (phase-in), 12-110, 12-111 and 12-117 (Board of Assessment Appeals), 12-117a (appeal to Superior Court). - [CGS § 12-142](https://www.cga.ct.gov/current/pub/chap_204.htm) (tax installments set by each town). - [CGS § 12-170aa](https://www.cga.ct.gov/current/pub/chap_204a.htm) (property tax relief for elderly or totally disabled homeowners). - [CGS § 12-494](https://www.cga.ct.gov/current/pub/chap_223.htm) (real estate conveyance tax on the sale price). - [CGS § 20-501](https://www.cga.ct.gov/current/pub/chap_400g.htm) (real estate appraiser certification). - [Office of Policy and Management, Revaluation Schedule 2023-2037](https://portal.ct.gov/-/media/opm/igpp-data-grants-mgmt/revaluation/revaluation-schedule.pdf) (PA 22-74). - [OPM, Revaluation Date by Municipality](https://portal.ct.gov/opm/igpp/publications/revaluation-date-by-municipality). - [Connecticut OPM real estate sales data](https://data.ct.gov/Housing-and-Development/Real-Estate-Sales-2001-2024-GL/5mzw-sjtu) on data.ct.gov and fiscal 2027 town mill rates (OPM), as shown on our town pages.